Sushil Goyal Assignments

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HIG - 423, NEW HOUSING BOARD COLONY, SHAHDOL, - 484001, INDIA

Phone:
07652-241000

Email:
sushil.singhal@rediffmail.com


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(+Washington Mutual) has 5,126; Wells Fargo (+ Wachovia) has 6,741. All three of these too big-to-fail American banks combined have a total of 18,521 branches, justslightly more than the State Bank of India at 17,385 branches

ATMs

The bank along with its Associate Banks has 20,000 ATMs (as of January 2010) andExpects to have 30,000 ATMs by March 2011. All ATMs run from a single switch.State Bank of India and the ABs have issued 61 million ATM cards and issue 2millionnew cards every month. The ATMs dispense Rupees 272 billion ($5.6 billion)permonth. All ATMs are on line, some via CDMA (mobile network).

Employees

State Bank of India has 205,000 employees, which puts it in the top banks in theworld. It has fewer employees than the largest of the Chinese banks as well as thelargest of the American banks. It nonetheless cannot be considered anything otherthan one of the largest of the large

Assets

State Bank of India has assets of US$200 billion, and US$271 billion including itsAssociate Banks. It is here that State Bank of India does not seem as large because itdoes business in a developing country where transaction amounts and averagebalances are smaller.

While the assets of the bank are not the largest in the world,given that the bank does most of its business in a developing country, from anoperational point of view the bank is one of the largest on Earth, with 37 million peak transactions a day.

The History of State Bank of India IT

In 1991, the bank undertook a computerization initiative it called total branchautomation using Kindle (now Misys) Bankmaster to be deployed in the largestbranches. State Bank of India computerized all its branches by January 2004, rollingout Bankmaster in 7,526 additional branches in nine months. The bank used a stand-alone IBM mainframe for interbranch reconciliation and used weekly reporting with

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